Every bitcoin-backed loan comes down to four numbers: rate, LTV, liquidation price and tax bill. We track all four across US lenders so you can compare offers on facts, not marketing.
See how it worksUS crypto tax rules 2026: capital gains rates, Form 1099-DA, wallet-by-wallet cost basis, income triggers, and legal planning moves, all IRS-sourced.
By Katie Bailey · September 11, 2026
Crypto collateral lending lets you borrow cash without selling Bitcoin. See real LTV ratios, current rates, liquidation mechanics, and what the IRS says
By Katie Bailey · September 10, 2026
What is crypto lending? A plain-English guide to crypto-backed loans covering LTV ratios, margin call mechanics, real borrowing costs vs. the Fed Funds
By Katie Bailey · September 9, 2026
Compare top crypto lending companies: how LTV works, what triggers liquidation, real borrowing rates, and the IRS tax treatment every US borrower must know.
By Katie Bailey · September 8, 2026
Crypto mortgage lending lets you pledge Bitcoin as collateral instead of a cash down payment. Understand LTV math, real rates (7–9%), Fannie Mae rules, and
By Katie Bailey · September 7, 2026
A crypto native lender uses your bitcoin or crypto as collateral instead of credit scores. Learn how they work, what LTV means for you, and the real risks
By Katie Bailey · September 6, 2026
Understand the IRS rules for crypto tax loss harvesting in 2026: wash sale status, the $3,000 deduction cap, cost basis methods, and the December 31
By Katie Bailey · September 5, 2026
Editorial team
We build every guide from the papers a borrower rarely reads in full — lender rate sheets and terms of service, IRS digital-asset guidance, SEC and CFPB publications, and bankruptcy filings from platforms that froze withdrawals. Nothing is paraphrased from a homepage.
Each rate, LTV threshold and liquidation trigger we publish carries the date we recorded it and the document it came from; when a lender changes terms, we change the guide.
